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Baby, It’s Cold Outside: Tips to Protect Your Home

Well, the weather outside is frightful and most Central Illinoisans are ready for spring. However, as we have a few more weeks of cold weather, it’s wise to try to do whatever you can to protect your property from damage due to wintry weather.

The Good News

A good Homeowners Insurance Policy probably covers most damage that can be caused by these conditions. Whether it is a burst pipe that leads to flooding or damaged roofs due to snow and ice, a comprehensive policy will most likely take care of any resulting problems. In the event that you have a claim, your Compass Insurance Partners agent will do their best to make the process as quick and painless as possible. While that does (and should) give some peace of mind, an ounce of prevention might be able to save you the headache of dealing with it at all.

Don’t let water freeze where it shouldn’t!

One of the most common claims is damage caused by frozen or burst pipes. Keeping your home at at least 65 degrees and making sure faucets have water dripping through them will make this problem far less likely. Check gutters for blockages such as ice dams that might lead to flooding or damage roofing.


Verify functionality of your heat sources!

Make sure the flue on your fireplace is closed when not in use and that your chimney has been properly cleaned. Keep flammable items away from heat sources and follow recommended safety procedures.


Keep the heat in wherever possible.

Simple steps such as closing garage doors, leaving cabinet doors open to expose pipes to warm air, or keeping heavy curtains over windows can keep the heat where it belongs, protecting your home. It will also prevent your furnace from working so hard to keep the house warm.


Take care of hazardous conditions quickly!

While it might be tempting to just wait for a spring thaw, clearing sidewalks and driveways of ice and snow actually helps protect you and your guests and neighbors from falling or sliding on your property.

Sadly, the cold is unlikely to go away anytime soon. However, taking these simple steps can help you, your family and your business make it to spring without worrying about property damage.