Looking to save some cash in 2018? You might be able to shave off some of your car insurance costs with some savvy shopping!
Work with your agent to identify discounts for safe driving history, affiliations with organizations, or anti-theft devices. Do you have a vehicle that you drive less frequently? Low mileage discounts could help with the cost.
Teens are expensive drivers to insure mostly because they make up such a large percentage of claims. If you’re looking to control car insurance costs, consider delaying your child’s driving. This could give them time to mature and practice, while also saving you some cash while they wait.
Save up money so that the amount you pay before your insurance policy kicks in can be higher. You could save as much as 40% when moving from a $200 deductible to a $500 deductible.
Getting multiple types of policies from the same carrier can sometimes give you a financial benefit. Check into this option as you look at the other policies you already hold in addition to your car insurance. Be careful though, a bundle isn’t always a better deal!
Working with an independent insurance agent such as a Compass Insurance Agent is one of the best ways to get the best price for your unique situation and needs. An agent will be able to help you compare prices and coverage for major carriers, giving expert advice to help you make a good decision.
While you can cut some money out of your budget with these tips, make sure you also talk to your agent about adequate auto liability coverage and protection from uninsured motorists. Saving a little bit on things you don’t need while spending a little bit on coverage you DO need is still a “win.”